Does my employer’s health insurance plan or COBRA coverage qualify for UPP?

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Your health insurance plan must meet these guidelines:

  • Cover physicians visits, well child exams, hospital inpatient services, child immunizations, and pharmacy
  • Employer must pay at least 50% of the cost for the employee’s coverage for health insurance offered at work (employer sponsored health insurance only)
  • Have a deductible of $4,000 per person (or less)
  • A lifetime maximum of $1,000,000 (or more)
  • Plan pays at least 70% of inpatient costs after the deductible

The plan does not cover any abortion services; or the plan only covers abortion services in the case where the life of the mother would be endangered if the fetus were carried to term or in the case of rape or incest.